Amount   300-20 000 AZN (or USD equivealent)  
Guaranty   Household supplies, business equipments, gold jewellery, real estate (house, apartment , non-residence area, land), transport means, third party’s guarantees 
 
Age limit   minimum 18 age  
Duration   maximum 36 months 
Interest rate   22% - 28%
Commission fee   0 %
Factual annual rate   22% - 29%

Grace period

  up to 6 months

Micro-business loans are designed for those who are engaged in the following sectors: 

 - Commercial (food, clothing, stationery, car spare parts, medicine, etc.);

- Production (doors and windows, furniture, etc.);

- Agriculture (dairy and butchery, cattle ranching, grain-growing, etc.);

- Services (barbershop and beauty salon, house and car repair, music, etc.);

- Transportation (cargo, passenger transportation and taxi, etc.);

- Rent (rent of houses and other premises)     

Advantages:
- The decision on granting the loan is issued within 1 day;
- Favorable interest rates;
- Daily calculation of interest (the interest calculated only for that day is paid while the loan is fully closed);
- Favorable collateral terms (the existence of any type of collateral);
- Grace period and payment plan in accordance with the business (anuitet or flexible schedule)
- Existence of the parallel loans.
 

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