Terms
Minimum deposit amount   50 AZN (or USD / EUR)
Maximum deposit amount   No limit
Interest rate payment   Monthly

Deposit duration   Interest rate calculated (AZN)
     

Monthly withdrawal

Quarterly withdrawal

 

Bi-annual
withdrawal

Yearly withdrawal

 

Withdrawal 
at the end of 
the term

    AZN    AZN     AZN    AZN    AZN
3 months   -   -     -   -   3
6 months   5   5     -    -   5
9 months   7   7     -   -   7
12 months   9   9,1     9,2       10
18 months   9   9,1     9,2       10
24 months   9   9,1     9,2   9,5   10
30 months   9   9,1     9,2       10
36 months   9   9,1     9,2   9,5   10

 

Deposit duration   Interest rate calculated (USD)
      Monthly withdrawal   Quarterly withdrawal   Bi-annual
withdrawal
Yearly withdrawal
  Withdrawal 
at the end of 
the term
    USD    USD     USD    USD   USD
3 months   -   -     -   -   2
6 months   2,5   2,6     -   -   3
9 months   2,6   2,7     -    -   3
12 months   3   3     3   3   3
18 months   3   3     3   3   3
24 months   3   3     3    3   3
30 months   3   3     3   3   3
36 months   3   3     3    3   3

 

 

Deposit duration   Interest rate calculated (EUR)
      Monthly withdrawal   Quarterly withdrawal   Bi-annual
withdrawal
Yearly withdrawal
  Withdrawal 
at the end of 
the term
    EUR    EUR     EUR    EUR   EUR
12 months   1,0   1,1     1,1   -   1,2
18 months   1,1   1,1     1,2   -   1,3
24 months   1,1   1,2     1,2    1,3   1,3
30 months   1,2   1,2     1,3   -   1,4
36 months   1,2   1,3     1,3    1,4   1,5



Advantages:

– A client gets the opportunity to deposit funds not less than AZN/USD/EUR 20 in addition to the principal deposit amount;

Note: The amount of added funds to the main deposit amount shall not exceed the amount of the initial deposit by 2 times when there are less than 6 months left until the contract expiration date;

For instance: if a client replaced AZN/USD/EUR 100 in “Guven” deposit for 18 months, any amount can be added to the principal amount of deposit between 1st and 12th month. Maximum AZN/USD/EUR 500 can be added monthly basis starting from the 13th month.

– A client has a right to get urgent credit facility of up to 90% of the deposit;
– A client receives a free plastic card linked to his current account. A client can withdraw the calculated interests of his deposit from ATMs by using this plastic card without coming to the Bank;
– There is an opportunity to open the deposit bank account in favor of third parties.

 

Amount of the (AZN/USD/EUR)   Type of the plastic card
500 – 4 999   Visa Electron or Mastercard Maestro
5 000 – 19 999   Visa Classic or Mastercard Standard
20 000 – 49 999   Visa Gold or Mastercard Gold
 50 000 və artıq   Mastercard Platinum

 

In case of prescheduled withdrawal of funds

Deposit duration  
Interest rate calculated
    USD
0– 179 days   0%
180 – 359 days   1%
360 – 719 days   1.5%
720 – 1079 days   2%

Deposit duration  
Interest rate calculated
    EUR
0– 179 days   0%
180 – 359 days   0.5%
360 – 1079 days   0.75%

Deposit duration  
Interest rate calculated
    AZN
0– 89 days   0%
90 – 179 days   1%
180 – 269 days   2%
270 – 359 days   3%
360 - 1079 days   4%
Current account services
Loans
   Consumer loans
   Business loans
Plastic cards
   Tariffs
   "Yubiley" cards
   Internet-banking
   SMS-notification
   Mobil banking
   Card-to-card
   Privileges with Visa
   Cash by Code
   PIN Change
   3D Secure service
   MasterCardMoneySend
   POS Credit xidməti
Savings
   Lider deposits
   Guven deposits
Urgent money transfers
Deposit cell lease
FATCA
Search