The convenience of credit cards together with the growing number of shops and places where they are accepted as a payment option make them indispensible in our daily lives. In addition to their convenience as a payment option, credit cards can also act as loans helping you spread the cost of your purchases.

Our credit cards are recognised nationally and internationally as well as by internet retailers. Credit cards can also be used to withdraw cash from ATM machine.

Our credit cards are offered with either VISA or MasterCard signs on them which means they are accepted anywhere in the world where these logos are displayed. The terms under which our credit cards are offered are shown below:
VİSA CLASSİC or MASTERCARD STANDARD
Maximum credit limit   3 000 AZN or USD (revolving credit facility)
Concession period   till 10 of the next month (maximum 40 days)
Maximal duration of the loan   12 months
Annual interest rate   28% p.a.
Fees and commissions     Processing fee of 5%
  Price of the plastic card - 20 AZN
Necessary documents**     Borrower’s personal ID
  Written confirmation of employment from employer
  Guarantor’s personal ID
  Written confirmation of employment from the Guarantor’s employer
     
VİSA GOLD or MASTERCARD GOLD
Maximum credit limit   5 000 AZN or USD (revolving credit facility)
Concession period   till 10 of the next month (maximum 40 days)
Maximum duration of balances   12 months
Annual interest rate   28% p.a.
Fees and comissions     Processing fee of 5%
  Price of the plastic card - 35 AZN
 Necessary documents   – Borrower’s personal ID
  Written confirmation of employment from employer
  Guarantor’s personal ID
– Written confirmation of employment from the Guarantor’s employer
 
     


** Third party Guarantor is mandatory;
  
The monthly payment of the allocated loan should not be less than 50% of the officially approved income, including monthly payment of all loans under a customer’s responsibility.

Obtaining an Amrahbank credit card is very straightforward and the time taken to process your application and issue your credit card takes only two days. All we need from you are the required documents mentioned above and a visit to one of our branches. 

 
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